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Terms & Conditions

LARISAMILLER.COM

Terms and Conditions of Use

Effective Date: May 2026 | Last Updated: May 2026

1. Acceptance of Terms

These Terms and Conditions (“Terms”) govern your access to and use of larisamiller.com, including all content, features, and services offered on or through this website (the “Site”). The Site is owned and operated by Larisa Miller and Phoenix Global Group Holdings (collectively, “we,” “us,” or “our”). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, you must not access or use the Site. We reserve the right to modify these Terms at any time. Material changes will be communicated through a notice on the Site or by email to registered users. Continued use of the Site after such changes constitutes your acceptance of the updated Terms.

2. Intellectual Property Rights

2.1 Ownership

All content on this Site, including but not limited to text, written articles, blog posts, book excerpts, biographical materials, photographs, images, audio recordings, video, graphics, logos, design elements, layout, the trade names “Larisa Miller” and “Phoenix Global Group Holdings,” and all keynote topics, speaker materials, and editorial content (collectively, the “Content”), is the exclusive property of Larisa Miller and her licensors and is protected by United States and international copyright, trademark, and other intellectual property laws.

2.2 Limited License

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and view the Content for your personal, non-commercial use. No other use is permitted without our prior written consent.

2.3 Prohibited Uses

You may not, without our prior written permission:

• Reproduce, copy, distribute, publish, transmit, modify, create derivative works from, sell, or otherwise exploit any Content for commercial purposes;

• Use any Content, in whole or in part, to train, develop, or improve any artificial intelligence model, machine learning system, large language model, or similar technology;

• Use automated means, including but not limited to scraping tools, bots, crawlers, or data extraction software, to access, collect, or copy any Content from the Site; LARISAMILLER.COM — Terms and Conditions Page 2

• Remove, alter, or obscure any copyright, trademark, or other proprietary notices on the Content;

• Use any Content in a manner that infringes our intellectual property rights or the rights of any third party;

• Use any Content in connection with any false, misleading, or defamatory statement;

• Republish or redistribute any Content on another website, social media platform, publication, or distribution channel.

2.4 Photography Use

Rights Photographs made available for download on the Press and Media page are intended for legitimate press, editorial, and media use only. Press use is permitted with proper attribution to Larisa Miller. All other uses, including but not limited to commercial purposes, marketing materials, advertising, AI training datasets, derivative works, reproduction in for-profit publications, or unauthorized redistribution, require our prior written permission. Downloadable photographs may contain embedded copyright metadata. Removing, altering, or obscuring such metadata is strictly prohibited and constitutes copyright infringement.

For licensing inquiries or permission requests, please contact Larisa@LarisaMiller.com.

2.5 Trademarks

“Larisa Miller,” “Phoenix Global Group Holdings,” “Phoenix Global,” “Wealth Warriors,” “Keystone Farm Future,” and all related logos and trade names are trademarks of Larisa Miller and her affiliated entities. Any unauthorized use of these trademarks is strictly prohibited.

2.6 DMCA Notice and Takedown

If you believe that any material on the Site infringes your copyright, please send a written notice including: (a) an electronic or physical signature of the copyright owner or authorized representative; (b) identification of the copyrighted work claimed to have been infringed; (c) identification of the material claimed to be infringing and its location on the Site; (d) your contact information; (e) a statement that you have a good faith belief that the use is not authorized; and (f) a statement, under penalty of perjury, that the information is accurate and that you are authorized to act on behalf of the copyright owner. Send all notices to Larisa@LarisaMiller.com.

3. Book Pre-Orders and Purchases

3.1 Pre-Order Terms

Pre-orders for the book I Drove My Guardian Angel to Drink are offered in three tiers: Signed First Edition, Signed Collector’s Edition, and Founders Circle Edition. All pre-orders are prepaid in full at the time of order. The Collector’s Edition is limited to 100 copies. The Founders Circle Edition is limited to 25 copies. Once a tier is sold out, additional orders cannot be accepted at that tier.

3.2 Fulfillment

Signed and personalized editions will be shipped after the book’s publication in Summer 2026. Personalized items, including inscriptions, handwritten cards, video messages, and Zoom sessions for the Founders Circle tier, require processing time after publication. Estimated fulfillment dates will be communicated by email following pre-order placement.

3.3 No Returns Policy

ALL SALES ARE FINAL. We do not accept returns on any books sold directly through this Site, including the Signed First Edition, Signed Collector’s Edition, Founders Circle Edition, or any standard hardcover editions. This no-returns policy applies regardless of whether the book has been read, opened, or remains in its original condition. By placing an order, you acknowledge and accept this policy.

3.4 Damaged Items

If your book arrives damaged due to shipping, please contact us at Larisa@LarisaMiller.com within seven (7) calendar days of delivery to arrange a replacement. You may be asked to provide photographic evidence of the damage. Replacements are issued at our sole discretion.

3.5 Pricing and Taxes

All prices are stated in United States Dollars (USD). Prices do not include applicable taxes, duties, or shipping fees, which will be calculated and disclosed at checkout. You are responsible for any applicable import duties, customs fees, or value-added taxes imposed by your country of residence.

3.6 Cancellations

We reserve the right to cancel any order for any reason, including but not limited to suspected fraud, pricing errors, or unavailability. If we cancel an order, you will receive a full refund of the purchase price.

4. Newsletter and Email Communications

By subscribing to any of our email lists (General Newsletter, Book Waitlist, Larisa Miller Book Club, or Press List), you consent to receive electronic communications from us. You may unsubscribe at any time by clicking the unsubscribe link in any email or by contacting Larisa@LarisaMiller.com. We use Kit (formerly ConvertKit) as our email service provider. By subscribing, you also agree to Kit’s terms of service and privacy policy.

5. Larisa Miller Book Club

The Larisa Miller Book Club is offered free of charge to registered members. Members receive periodic newsletters and have the opportunity to attend small-group Zoom sessions on a first-RSVP, capped-attendance basis. We reserve the right to modify or discontinue the Book Club at any time without notice. Participation in Zoom sessions is subject to availability and our sole discretion.

6. Advisory and Speaker Inquiries

Submitting an inquiry through the advisory or speaker booking forms on this Site does not constitute a binding agreement for services. All engagements are subject to a separate written agreement between you (or your organization) and Phoenix Global Group Holdings or Larisa Miller. We reserve the right to accept or decline any inquiry at our sole discretion.

7. User Conduct

When accessing or using the Site, you agree not to:

• Use the Site in any manner that violates any applicable law or regulation;

• Use the Site to harm, defame, harass, abuse, or threaten any person or entity;

• Attempt to gain unauthorized access to any portion of the Site, our servers, or any associated systems;

• Interfere with or disrupt the operation of the Site or the servers and networks used to make the Site available;

• Use the Site to transmit any virus, malware, or other harmful code;

• Impersonate any person or entity, or misrepresent your affiliation with any person or entity;

• Submit false, misleading, or fraudulent information through any contact form or transaction on the Site.

8. Third-Party Links and Services

The Site may contain links to third-party websites, services, or platforms, including social media platforms, book retailers, the Kajabi platform for Wealth Warriors, and Kit for email services. These third-party sites are not under our control, and we are not responsible for their content, privacy practices, or terms of service. Your interactions with any third-party site or service are governed by that party’s own terms and policies.

9. Disclaimers

9.1 No Professional Advice

The Content on this Site, including blog posts, articles, keynote descriptions, book excerpts, and any other materials, is provided for general informational and entertainment purposes only. It does not constitute professional advice of any kind, including but not limited to legal, financial, investment, tax, business, or strategic advice. You should not rely on any Content as a substitute for advice from a qualified professional. We are not responsible for any decisions or actions you take based on the Content.

9.2 As Is Basis

THE SITE AND ALL CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR ACCURACY. We do not warrant that the Site will be uninterrupted, error-free, or free of harmful components.

10. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL WE, OUR AFFILIATES, OR ANY OF OUR OR THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR GOODWILL, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE SITE, REGARDLESS OF THE LEGAL THEORY UNDER WHICH SUCH CLAIM IS BROUGHT.

OUR TOTAL CUMULATIVE LIABILITY ARISING OUT OF OR RELATED TO THESE TERMS OR YOUR USE OF THE SITE SHALL NOT EXCEED THE GREATER OF (A) THE AMOUNTS YOU HAVE PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR (B) ONE HUNDRED UNITED STATES DOLLARS (US$100). Some jurisdictions do not allow the exclusion or limitation of certain damages, so some of these limitations may not apply to you.

11. Indemnification

You agree to indemnify, defend, and hold harmless Larisa Miller, Phoenix Global Group Holdings, and our affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, and expenses, including reasonable attorneys’ fees, arising out of or related to your violation of these Terms, your misuse of the Site, your infringement of any third-party rights, or any content you submit through the Site.

12. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, United States, without regard to its conflict-of-law principles. Phoenix Global Group Holdings operates out of the State of Florida, where the substantive advisory and consulting work is conducted.

Any dispute arising out of or relating to these Terms or your use of the Site shall be resolved exclusively in the state or federal courts located in Florida, United States, and you consent to the personal jurisdiction of those courts. You waive any objection to the laying of venue or any claim of inconvenient forum.

If you reside outside the United States, you acknowledge that any claim you bring will be subject to U.S. law and resolved in U.S. courts as described above, except where applicable mandatory law of your country of residence provides otherwise.

13. International Use and Data Transfers

The Site is operated from the United States. If you access the Site from outside the United States, you do so on your own initiative and are responsible for compliance with the laws of your jurisdiction. By using the Site, you acknowledge that your information may be transferred to, stored in, and processed in the United States, where data protection laws may differ from those in your country of residence. We comply with applicable cross-border data transfer requirements as described in our Privacy Policy.

14. Privacy Policy

Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review the Privacy Policy to understand our practices regarding the collection, use, and disclosure of personal information.

15. Severability

If any provision of these Terms is held to be unenforceable or invalid, that provision shall be modified to the minimum extent necessary to make it enforceable, or, if modification is not possible, severed from these Terms, and the remaining provisions shall continue in full force and effect.

16. Entire Agreement

These Terms, together with the Privacy Policy and any other notices or agreements posted on the Site, constitute the entire agreement between you and us regarding your use of the Site, and supersede all prior or contemporaneous communications and proposals, whether oral or written.

17. Contact Information

Questions about these Terms should be directed to:

Larisa Miller

Email: Larisa@LarisaMiller.com

Phone: +1.910.391.5215

Website: www.LarisaMiller.com

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